Finance Assistance

In case you’ve never had occasion to check your credit score, here’s what you need to know:
What is a credit score?
Your credit score reflects your credit worthiness and is derived from data gathered by the three major credit bureaus—Equifax, Experian, and TransUnion. These three bureaus track your lenders, your balances, your credit limits, your payment [...]

What makes a creditor say ‘yes’ to a debt settlement?
In very rare circumstances (like never) creditors agree to help you out of your debt problems because they are nice people. Creditors agree to a plan because they may feel this is their only chance to get money from you. Their thinking is that some [...]