Finance Assistance

When interest rates rise, homeowners with variable-rate mortgages can get squeezed by higher monthly payments. If you’re worried about a possible increase in monthly payments, consider refinancing the loan. Pros and cons of each loan type:
30-year fixed loan.
By refinancing to a 30-year fixed mortgage, you will at least avoid the risk of future rate increases. [...]

When you need cash for a financial emergency, your rainy-day funds may be too low to cover the entire cost. As a result, you may need additional assets. Here’s where to turn, in order of preference based on loan rates:
Your stuff.
If the extra amount needed is relatively small, go through your garage and closet and [...]