How to shop for health insurance

If you find yourself shopping for health insurance in the private market, here are some guidelines:
Check online.
Start by looking at policies offered on www.ehealthinsurance.com. Or ask friends who have purchased policies on their own about their coverage.
Tap a pro.
Consider hiring a licensed health-insurance broker to find a policy for you. To locate an agent, visit [...]

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Avoid making costly health-plan errors

Even if you have health insurance, you could wind up paying large sums out-of-pocket for care should you make mistakes. How to minimize costly errors:
Get pre-authorization.
If you’re required to get an authorization from your plan prior to treatment, be sure you do so. Don’t assume the plan will pay simply because the treatment was medically [...]

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