Finance Assistance

Errors in a credit report not only are a nuisance but often tank your score, which in turn results in higher borrowing rates. How to repair credit-report errors
1. Request and review.
Get your three credit reports and scrutinize them for errors. The three national credit bureaus are Equifax, Experian and TransUnion. Request all three for [...]

What makes a creditor say ‘yes’ to a debt settlement?
In very rare circumstances (like never) creditors agree to help you out of your debt problems because they are nice people. Creditors agree to a plan because they may feel this is their only chance to get money from you. Their thinking is that some [...]