If you want to be sure your investment assets are properly allocated and on track to meet your goals, there are a growing number of low-fee resources available to you:

WORK THE WEB.
More sites offer ways for you to evaluate your portfolio. Two fee-based services—Financial Engines (www.financialengines.com) and Fidelity’s Retirement Income Planner (www.fidelity.com)— are good tools if you have some financial savvy and the patience to plug in all the numbers.

HAND IT OFF.
If data entry leaves you cold and most of your financial assets are in your 401 (k), you may find it worthwhile to pay more for a managed 401 (k) account. Administrators now offer free investment help, and, occasionally, advice for a price.

SEEK A PLANNER.
If you have significant savings outside your 401 (k), you may want to consult a certified financial planner (CFP) who can advise you on investments as well as insurance, estate planning, and other financial concerns. Two sources of fee-only advisers are Garrett Planning Network (www.garrettplanningnetwork.com) and Cambridge Advisors (www.cambridgeadvisors.com).