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	<title>Finance Assistance</title>
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	<link>http://www.finance-assistance.com</link>
	<description>Help on debts, taxes, loans, mortgages.</description>
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		<title>No will? How to be absolutely sure</title>
		<link>http://www.finance-assistance.com/protecting-risks/no-will-how-to-be-absolutely-sure/</link>
		<comments>http://www.finance-assistance.com/protecting-risks/no-will-how-to-be-absolutely-sure/#comments</comments>
		<pubDate>Wed, 14 Nov 2007 13:28:59 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Protecting & Risks]]></category>
		<category><![CDATA[attorneys]]></category>
		<category><![CDATA[lawyer]]></category>
		<category><![CDATA[probate court]]></category>

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		<description><![CDATA[When someone dies without a will, the state determines who will receive the remaining assets. Unfortunately, the state&#8217;s decisions may not reflect the person&#8217;s wishes. Before you assume a deceased family member did not have a will, be absolutely sure.
STEPS TO TAKE:
VISIT
the county&#8217;s Probate Court to see if a will was ever filed.
LOOK
for a copy [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Relocating? Check your estate plans</title>
		<link>http://www.finance-assistance.com/estate-planning/relocating-check-your-estate-plans/</link>
		<comments>http://www.finance-assistance.com/estate-planning/relocating-check-your-estate-plans/#comments</comments>
		<pubDate>Wed, 14 Nov 2007 13:26:45 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Estate Planning]]></category>
		<category><![CDATA[attorney]]></category>
		<category><![CDATA[estate plans]]></category>
		<category><![CDATA[taxex]]></category>

		<guid isPermaLink="false">http://www.finance-assistance.com/estate-planning/relocating-check-your-estate-plans/</guid>
		<description><![CDATA[If you plan to move to a different state, be sure to have your estate plans reviewed by an estate attorney in that state. Changes may be needed. For example, laws governing state income taxes and state inheritance taxes differ from state to state. Some states require you to name an executor who is a [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Having trouble paying your taxes?</title>
		<link>http://www.finance-assistance.com/taxes/having-trouble-paying-your-taxes/</link>
		<comments>http://www.finance-assistance.com/taxes/having-trouble-paying-your-taxes/#comments</comments>
		<pubDate>Wed, 14 Nov 2007 13:25:29 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Taxes]]></category>
		<category><![CDATA[durable power of attorney for health care]]></category>
		<category><![CDATA[installment agreement]]></category>
		<category><![CDATA[installment payment plan]]></category>
		<category><![CDATA[irs installment]]></category>
		<category><![CDATA[retirement plans]]></category>

		<guid isPermaLink="false">http://www.finance-assistance.com/taxes/having-trouble-paying-your-taxes/</guid>
		<description><![CDATA[People who suffer a serious financial setback or fail to set aside enough for taxes have more options than they realize when it comes to paying Uncle Sam. If you aren&#8217;t able to borrow or come up with the cash to pay your taxes, the next best step is to apply for the IRS&#8217; installment [...]]]></description>
		<wfw:commentRss>http://www.finance-assistance.com/taxes/having-trouble-paying-your-taxes/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to ease the АМТ&#8217;s blow</title>
		<link>http://www.finance-assistance.com/taxes/how-to-ease-the-%d0%b0%d0%bc%d1%82s-blow/</link>
		<comments>http://www.finance-assistance.com/taxes/how-to-ease-the-%d0%b0%d0%bc%d1%82s-blow/#comments</comments>
		<pubDate>Wed, 14 Nov 2007 13:22:12 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Estate Planning]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[alternative minimum tax amt]]></category>
		<category><![CDATA[alternative minimum tax]]></category>
		<category><![CDATA[paying taxes]]></category>
		<category><![CDATA[tax professional]]></category>
		<category><![CDATA[taxable income]]></category>

		<guid isPermaLink="false">http://www.finance-assistance.com/taxes/how-to-ease-the-%d0%b0%d0%bc%d1%82s-blow/</guid>
		<description><![CDATA[The alternative minimum tax (AMT) was created in 1969 to ensure that wealthy Americans could not deduct their way out of paying taxes. But the AMT was never indexed for inflation—so millions of families now are being hit by the tax formula, which calculates a higher tax due than the standard calculation, just living in [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Tax breaks for saving the planet</title>
		<link>http://www.finance-assistance.com/taxes/tax-breaks-for-saving-the-planet/</link>
		<comments>http://www.finance-assistance.com/taxes/tax-breaks-for-saving-the-planet/#comments</comments>
		<pubDate>Wed, 14 Nov 2007 13:17:18 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Taxes]]></category>
		<category><![CDATA[home improvements]]></category>
		<category><![CDATA[tax analyst]]></category>

		<guid isPermaLink="false">http://www.finance-assistance.com/taxes/tax-breaks-for-saving-the-planet/</guid>
		<description><![CDATA[To promote cleaner energy production and conservation, Congress has enacted a series of &#8220;green&#8221; tax credits for purchases of qualified vehicles and home improvements. These credits have some caveats. Many of the credits related to specific cars and trucks will be phased out as automakers reach pre-determined sales goals. The home products must be placed [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Get help fighting high medical bills</title>
		<link>http://www.finance-assistance.com/protecting-risks/get-help-fighting-high-medical-bills/</link>
		<comments>http://www.finance-assistance.com/protecting-risks/get-help-fighting-high-medical-bills/#comments</comments>
		<pubDate>Wed, 14 Nov 2007 13:15:06 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Health Insurance]]></category>
		<category><![CDATA[Protecting & Risks]]></category>
		<category><![CDATA[hospital bills]]></category>
		<category><![CDATA[medical bill]]></category>
		<category><![CDATA[medical billing advocates]]></category>
		<category><![CDATA[medical bills]]></category>

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		<description><![CDATA[If you don&#8217;t take the time to review doctor and hospital bills for errors, you could wind up paying outrageous or mistaken charges, notes the Medical Billing Advocates of America, an association that focuses on spotting and adjusting billing errors and insurance underpayments (www.billadvocates.com). What to do if your medical bills seem unreasonably high:
Seek a [...]]]></description>
		<wfw:commentRss>http://www.finance-assistance.com/protecting-risks/get-help-fighting-high-medical-bills/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to shop for health insurance</title>
		<link>http://www.finance-assistance.com/protecting-risks/how-to-shop-for-health-insurance/</link>
		<comments>http://www.finance-assistance.com/protecting-risks/how-to-shop-for-health-insurance/#comments</comments>
		<pubDate>Wed, 14 Nov 2007 13:10:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Health Insurance]]></category>
		<category><![CDATA[Protecting & Risks]]></category>
		<category><![CDATA[health insurance broker]]></category>
		<category><![CDATA[medical services]]></category>

		<guid isPermaLink="false">http://www.finance-assistance.com/protecting-risks/how-to-shop-for-health-insurance/</guid>
		<description><![CDATA[If you find yourself shopping for health insurance in the private market, here are some guidelines:
Check online.
Start by looking at policies offered on www.ehealthinsurance.com. Or ask friends who have purchased policies on their own about their coverage.
Tap a pro.
Consider hiring a licensed health-insurance broker to find a policy for you. To locate an agent, visit [...]]]></description>
		<wfw:commentRss>http://www.finance-assistance.com/protecting-risks/how-to-shop-for-health-insurance/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What to do if health coverage is lost</title>
		<link>http://www.finance-assistance.com/protecting-risks/what-to-do-if-health-coverage-is-lost/</link>
		<comments>http://www.finance-assistance.com/protecting-risks/what-to-do-if-health-coverage-is-lost/#comments</comments>
		<pubDate>Wed, 14 Nov 2007 13:01:17 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Health Insurance]]></category>
		<category><![CDATA[Protecting & Risks]]></category>
		<category><![CDATA[health insurance portability]]></category>
		<category><![CDATA[health insurance portability and accountability act]]></category>
		<category><![CDATA[health insurance portability and accountability]]></category>
		<category><![CDATA[state department of insurance]]></category>

		<guid isPermaLink="false"></guid>
		<description><![CDATA[There are many ways you can lose your health insurance—including getting fired or laid off, early retirement, death of a working spouse, and divorce. Before you consider buying health coverage on your own, here&#8217;s what you&#8217;re legally entitled to:

COBRA.
Under the Consolidated Omnibus Budget Reconciliation Act of 1986 (COBRA), you must be offered temporary coverage at [...]]]></description>
		<wfw:commentRss>http://www.finance-assistance.com/protecting-risks/what-to-do-if-health-coverage-is-lost/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Avoid making costly health-plan errors</title>
		<link>http://www.finance-assistance.com/protecting-risks/avoid-making-costly-health-plan-errors/</link>
		<comments>http://www.finance-assistance.com/protecting-risks/avoid-making-costly-health-plan-errors/#comments</comments>
		<pubDate>Wed, 14 Nov 2007 12:59:26 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Health Insurance]]></category>
		<category><![CDATA[Protecting & Risks]]></category>
		<category><![CDATA[care doctor]]></category>
		<category><![CDATA[health plan]]></category>
		<category><![CDATA[medication]]></category>
		<category><![CDATA[prescription drugs]]></category>

		<guid isPermaLink="false"></guid>
		<description><![CDATA[Even if you have health insurance, you could wind up paying large sums out-of-pocket for care should you make mistakes. How to minimize costly errors:
Get pre-authorization.
If you&#8217;re required to get an authorization from your plan prior to treatment, be sure you do so. Don&#8217;t assume the plan will pay simply because the treatment was medically [...]]]></description>
		<wfw:commentRss>http://www.finance-assistance.com/protecting-risks/avoid-making-costly-health-plan-errors/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Sizing up new health-plan choices</title>
		<link>http://www.finance-assistance.com/protecting-risks/sizing-up-new-health-plan-choices/</link>
		<comments>http://www.finance-assistance.com/protecting-risks/sizing-up-new-health-plan-choices/#comments</comments>
		<pubDate>Wed, 14 Nov 2007 12:56:47 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Health Insurance]]></category>
		<category><![CDATA[Protecting & Risks]]></category>
		<category><![CDATA[deductible health insurance]]></category>
		<category><![CDATA[health coverage]]></category>
		<category><![CDATA[health insurers]]></category>
		<category><![CDATA[health plan choices]]></category>
		<category><![CDATA[health reimbursement arrangement]]></category>
		<category><![CDATA[health savings account]]></category>
		<category><![CDATA[high deductible health insurance]]></category>

		<guid isPermaLink="false"></guid>
		<description><![CDATA[In the near future, more employers are likely to offer high-deductible health insurance as a plan option—either by itself or coupled with a health savings account (HSA) or a health reimbursement arrangement (HRA). High-deductible health coverage lowers your plan&#8217;s cost by requiring you to pay more out-of-pocket for care before coverage kicks in. An HSA [...]]]></description>
		<wfw:commentRss>http://www.finance-assistance.com/protecting-risks/sizing-up-new-health-plan-choices/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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