When you need a loan to finance the purchase of a car, you have many different varieties available to you. Here are the different types and when to consider them:
Credit-union loan.
Rates are generally low for members of credit unions. If you don’t belong to one already, it may be worth joining.
Dealer financing.
An interest-free or ultra-low [...]
When you need cash for a financial emergency, your rainy-day funds may be too low to cover the entire cost. As a result, you may need additional assets. Here’s where to turn, in order of preference based on loan rates:
Your stuff.
If the extra amount needed is relatively small, go through your garage and closet and [...]
How to pay off credit-card debt faster
If you carry a balance and make only the monthly minimum credit-card payment, erasing the debt will take years. A faster way to retire debt is to pay the monthly minimum plus a set additional amount. To design your own comfortable repayment plan, visit www.bankrate.com. Click on [...]
Most people do not become aware of debt problems until bill-paying turns into a financial struggle. Tips to take to ease your debt load:
Size up your bills.
Add up the total balances on credit card bills and calculate how long it will take to pay them off with different size payments. Use free calculators at [...]
