When you need cash for a financial emergency, your rainy-day funds may be too low to cover the entire cost. As a result, you may need additional assets. Here’s where to turn, in order of preference based on loan rates:
Your stuff.
If the extra amount needed is relatively small, go through your garage and closet and [...]
Most people do not become aware of debt problems until bill-paying turns into a financial struggle. Tips to take to ease your debt load:
Size up your bills.
Add up the total balances on credit card bills and calculate how long it will take to pay them off with different size payments. Use free calculators at [...]
Each week you probably receive cash-back card offers in the mail. If you’re in the market for a cash-back card, follow these steps before making a choice:
Check the terms.
Before you sign up for a card, see how much cash you can get back and if you are required to shop at specific stores to redeem [...]
Cash-back credit cards pay you cash – up to 5 percent back – on purchases. But these cards aren’t a good deal for everyone. Consider a cash-back card:
■ If you pay your bills in full each month.
If you carry balances, your cash-back rewards can be erased by finance charges. That’s because reward cards charge a [...]
