Some online stores transfer liability for lost or damaged products to the customer the moment they hand off goods to the shipping company. Other retailers require that you contact them first and they in turn will report the damage to the shipping company.
SELF-DEFENSE: Before you buy, check the site’s damaged-goods policy. When goods arrive, check [...]
Many drivers stick with the same auto-insurance carrier and policy year after year without ever shopping for a better deal or evaluating their coverage. Steps to take:
Check rates.
Before you buy a car, see what insurance will cost for different models. Premiums are partly based on the cost of repairing collision damage, which can vary greatly, [...]
You have a greater risk of becoming disabled than of dying prematurely. How to make sure you have enough insurance to protect your savings from the financial crunch of a long-term disability:
Start at work. See what disability coverage your employer provides.
Cover the shortfall. Consider buying supplemental coverage if your work policy falls way short of [...]
The best way to determine if you have become a victim of identity fraud is to monitor your accounts and bank statements each month, and check your credit report on a regular basis. For more information, visit www.ftc.gov and click on the “avoid ID theft” button. Common signs of ID fraud:Red flag — Bill collection [...]
